Defensive driving is about anticipating hazards before they happen—no matter how experienced you are.
New Jersey offers state-approved Defensive Driving Courses that teach crash-preventing techniques and reward you for completing them:

• Point Reduction: Remove up to two points from your record (once every five years) .
• Insurance Savings: Many providers offer premium discounts—check with your agent.
• Course Options:
  • Classroom-based: Six hours covering hazard recognition, safe following distances, and emergency maneuvers.
  • Online: Flexible, self-paced learning—MVC lists approved providers at njmvc.gov/driverprograms.

Key Defensive Driving Concepts

• Minimize Distractions: Keep your eyes on the road—no texting, fiddling with the radio, or eating while driving .
• Maintain Safe Following Distances: Use the three- or four-second rule to avoid tailgating.
• Adapt to Conditions: Slow down in construction zones, bad weather, or heavy traffic—expect the unexpected.

By proactively sharpening your skills, you’ll lower your crash risk, protect your record, and potentially save on insurance.